A Short Term Medical plan is a less expensive way to insure healthy individuals and families for up to 12 months (- 1 day) maximum. You will see more comprehensive plans that require you to answer some medical questions, and less comprehensive plans that are guaranteed issue.
If you wish - and if you are approved - coverage can begin as early as midnight tonight, once you submit your application and payment.
The HMA is a medical savings account that feels similar to an HSA in that you can access its benefits on a debit card, but the similarities end there.
In addition to covering all of your necessary, out-of-pocket
expenses for your health insurance or Medicare, the Health Matching Account provides you with more freedom and medical purchasing powerthan any other medical savings account available.
Unlike an HSA, the growth of your HMA is guaranteed and substantial. HMA owners receive an average of $2 or more in medical benefits for every $1 that they contribute into the program on a monthly
basis as the program progresses, and you can also continue to contribute into it after you reach Age 65.